WHAT IS A TITLE?

Adam R. Schellhase
 

PRACTICE AREAS

  • Commercial and Residential Real Estate

  • Business and Corporate

  • Estates and Trusts

CONTACT INFORMATION

Simply stated, the title to a piece of property is the evidence that the owner is in lawful possession of that property. 

WHAT IS TITLE INSURANCE?

Adam R. Schellhase
 

PRACTICE AREAS

  • Commercial and Residential Real Estate

  • Business and Corporate

  • Estates and Trusts

CONTACT INFORMATION

Title insurance protects real estate owners and lenders against any property loss or damage they might experience because of liens, encumbrances or defects in the title to the property. Each title insurance policy is subject to specific terms, conditions and exclusions. 

DO I NEED IT?

Adam R. Schellhase
 

PRACTICE AREAS

  • Commercial and Residential Real Estate

  • Business and Corporate

  • Estates and Trusts

CONTACT INFORMATION

Absolutely. Title insurance is a way to protect what is likely your largest investment—your home. An Owner’s Policy provides peace of mind that your title company will stand behind you if a covered title issue or defect arises after you have bought your home.

Adam R. Schellhase
 

PRACTICE AREAS

  • Commercial and Residential Real Estate

  • Business and Corporate

  • Estates and Trusts

CONTACT INFORMATION

Insurance such as car, life, health, etc., protects against potential future events and is paid for with monthly or annual premiums. A title insurance policy insures against events that occurred in the past of the real estate property and the people who owned it, for a one-time premium paid at the close of the settlement.

Title insurance differs from other types of insurance in that it focuses on risk prevention, rather than risk assumption. With title insurance, title examiners review the history of your property and seek to eliminate title issues before the purchase occurs. Title insurance also differs in that it comes with no monthly payment. It’s just a one-time premium paid at closing.

IS TITLE INSURANCE DIFFERENT THAN OTHER INSURANCE?

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TITLE INSURANCE

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